December 22nd, 2017 by Me2You

If you are looking for car insurance, one of the fastest and best ways to get a great deal on insurance today is to get online and look for online car insurance quotes. There are so many car insurance companies out there, but long gone are the days that you have to go visit an insurance broker or call around trying to find a great rate. Instead, you can just get on your computer, and with a few clicks of the mouse you’ll have what you need right on your screen. So, the following are a few of the best benefits that you can enjoy when you go online for your car insurance.

You Can Shop for Car Insurance at Home

One of the main benefits of checking out online car insurance quotes is that it gives you the ability to shop for car insurance at home. You’ll save money on gas, which is a big consideration these days, and you won’t spend your time driving from place to place looking for a decent quote. All you’ll have to do is boot up your computer, get online, and start searching for the quotes you need.

The Quotes are Free and Instant

Another great benefit of going online for your car insurance needs is that the online car insurance quotes you’ll get are free and instant. You won’t have to pay a thing to get quotes, even from several different companies. As soon as you fill out their forms you’ll get instant quotes, so you won’t have to wait around wondering what they’ll want to charge you. However, it is important that you always fill out these forms accurately or there may be a discrepancy with the quote you are given.

Quick Forms to Fill Out

The forms that you have to fill out online to go your online car insurance quotes are usually quick and easy to fill out. You won’t have to worry about mountains of paperwork to complete; in fact, usually you can have the forms completed and submitted within about five minutes or so. So, going online for your car insurance quotes definitely makes it both quick and easy to get the car insurance quotes that you want and need.

Easy to Compare Rates

It is extremely easy to compare rates when you get online car insurance quotes as well. If you want to get the best deal on your car insurance, comparing rates is the best way to do so, and if you don’t look online, it can take a lot of time to get and compare different rates for your car insurance. There are actually sites that will offer you multiple online car insurance quotes and show you which ones are the best deals for you, which is a huge help. So, if you want to compare the car insurance quotes to find the best deal, going online is definitely going to be the quickest and easiest way to do this.

You’ll Save Money

Yet another benefit of going with online car insurance quotes is that you’ll send money. Not only will you be easily able to compare rates to get a great deal, but many car insurance companies actually offer better rates to customers who get their insurance online. So, you’ll be able to save money on car insurance, just by going online to get your quote.

As you can see, there are many great benefits to getting online car insurance quotes. They are easy to get, quick, and they’ll help you save some money as well. So, if you are looking for a great deal on your car insurance, consider going online to get a quote today.

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December 12th, 2017 by Me2You

It was announced in May this year that the industry regulator the Financial Services Authority are asking for better treatment for those who hold life insurance policies in the UK and those who wish to purchase life insurance cover. It seems that some advisers selling life insurance policies are giving consumers very poor advice regarding the product, both before the sale has taken place and after.

In an insurance sector briefing issued by the FSA, it said that the after sales care when it comes to life insurance was seen as being very poor with some consumers thought not to have been treated fairly. There are also concerns over the quality of the product that some consumers are getting. Sarah Wilson who is director and sector leader of the Financial Services Authority insists that the findings where significant and that consumers should be able to be make the right choices when it came to purchasing the product.

The report said that consumers currently cannot make the right choice for themselves regarding their profits policy, because they simply don’t have the necessary information by which to do that. Consumers can be given very poor information before and after they have been sold a policy, which then leaves them unsure about what they have paid for and have actually bought.

In response to this and to try and rectify the situation the Financial Services Authority are asking those that sell the insurance to take more time out to make sure the consumer is more aware of the product they are purchasing. If the product isn’t understood then it needs to be clearly explained in jargon the consumer understands.

Sales of the product clearly need to be assessed with staff making sure the consumer understands the performance of the policy and the features of the product.

If the sales techniques and advice given in general about the product isn’t stepped up to ensure the consumer understands the product, then the Financial Services Authority are insisting they will start to hand out fines as a way of dealing with those advisor’s and companies who don’t put the consumers best interests first.

The Independent newspaper has said that the Association of British Insurers have welcomed this with open arms and accepted the Financial Services Authorities recommendation when it comes to consumer satisfaction regarding their life insurance policy.

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December 9th, 2017 by Me2You

Knowing About The Laws of Persuasion For Your Insurance Leads Part 2

You read in Part 1 of this write-up that there are three underlying principles of the art of persuasion: (a) you only get what you give in the Law of Reciprocation, (b) price comparisons in the Law of Contrast, and (c) group influence on the undecided in the Law of Social Proof. There are, however, other laws governing persuasion.

Law Of Commitment And Consistency

This law indicates that people are conditioned to be consistent with themselves. In a sales setting, it’s easier to convince someone to buy from you if that person is already drawn to you. By making that progress from liking you to actually buying from you, that person is telling you that he is just being consistent with himself.

If you can’t seem to convince your customer to buy a whole life insurance policy from you, try changing your approach so that the customer will begin to like you. Or you can use the “yes said” technique. This is where you get people to say “yes” to what you say about your product for a number of times. From there, you can make them say “yes” to buy your product. For example, you can ask you client, “Do you see how this product can be useful to many people,” The first question is too broad, it’s very easy to say yes to it. Then you can the more pointed question, “Do you agree that you can benefit from this product,”

Law of Scarcity

This law highlights the very real tendency of humans to want something rare and to pay a high price for it. Among some of the rare items that are expensive are diamonds, collectors’ items and limousines.

It is not at all surprising why people are not willing to a lot at all for insurance. The market is just too competitive there are too many insurance products that offer more or less of the same thing. As an insurance agent, it will be nearly impossible to create a sense of scarcity for your product. You really are just better off signing up with insurance sites that offer free health insurance leads to insurance agents. The leads are already pre-qualified. In some cases, the leads may already be old clients, and you only have to sell a new product.

Law of Authority

This law indicates that people are inclined to follow the recommendation of someone who they perceive to be a figure of authority. One very good example of this phenomenon is toothpaste now we all know that the leading brands are those recommended by dentists’ groups.

In selling insurance, your authority figure could be an insurance expert who recommends a “BUY” on an insurance product. But really, insurance agents themselves can become their own authority figures. They only need to create an air of authority around themselves. Some people are already very good at this, while others find it an effort. It is always worth anyone’s time to set yourself up as an authority figure it cuts by half the time to influence another person.

The laws of persuasion are not cast in stone they’re basically observations by psychologist Robert Cialdini. Whether they are true actually depends on your own selling experience. The more important thing to do is finding out how you can apply these laws to your own experience.

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